Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury Operations, Corporate/Wholesale Banking Operations, Retail Operations, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise l. Track Indian Overseas Bank's live NSE:IOB share price โน34.24 (+1.00%), market cap โนโน659B, P/E 11.5. MarketRipple's AI analysis covers the investment thesis, ripple-chain impact, and Financial Services sector outlook for IOB โ real-time NSE India stock intelligence.
Indian Overseas Bank
03 August 2026 ยทNSE
Market Cap
โน659B
PE Ratio
11.5
Dividend
0.0%
AI Score
68/100
Open
โน34.29
High
โน34.60
Low
โน34.10
Prev. Close
โน33.90
52W High
โน41.80
52W Low
โน31.20
Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury Operations, Corporate/Wholesale Banking Operations, Retail Operations, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property and sovereign gold bond; and micro, small, and medium enterprise l
Key Takeaway
Indian Overseas Bank is rated none with a P/E of 11.5x โ understand the valuation context before sizing a position.
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Ask AI: Is Indian Overseas Bank fairly valued right now?
Because a P/E of 11.5x needs to be compared against sector peers and growth expectations to be meaningful.
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View events affecting Indian Overseas Bank
Because the investment case must account for macro and company-specific developments โ events reveal the 'why' behind price moves.
Trace sector ripple effects
Because Financial Services moves create upstream and downstream implications that affect the entire thesis.
Intelligence Path
Growth
Govt Exposure
Policy Dependence
Execution Quality
News Sensitivity
Debt Strength
5,848 Cr
Revenue
1,716 Cr
Net Profit
16.5%
ROE
0%
ROCE
2.98
EPS
| โน in Crore | FY23 | FY24 | FY25 | FY26 | TTM |
|---|---|---|---|---|---|
| Revenue | 12,376 | 15,502 | 16,504 | 18,418 | 19,636 |
| Net Profit | 2,104 | 2,666 | 3,396 | 5,418 | 5,877 |
| ROE (%) | โ | โ | โ | 16.5% | 16.5% |
| EPS (โน) | โ | โ | โ | 2.98 | 2.98 |
| Debt/Equity | โ | โ | โ | โ | โ |